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B.C. Real Estate Association forecasts lower mortgage rates in 2019 – That’s according to the latest mortgage rate forecast from the B.C. Real Estate Association. "The average contract rate for 5-year mortgages has declined about 30 basis points from its peak in 2018,
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· Should you choose mortgage loan modification or refinancing? Learn about the differences of loan modification vs. refinance and the latters challenges.
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How To Find Mortgage Rates How to Find and Compare the Best Mortgage Rates. Lenders assign risk factors to loans, and a lower loan-to-value ratio is less risk for a lender. For example, if you are putting down 50 percent in cash to buy a $200,000 home, your loan would be a 50 percent loan-to-value ratio. If you were to default on the mortgage, the lender is protected by the large amount of equity.
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